Home Insurance

Does homeowners insurance cover mold problems? It all depends on the cause of the mold and your policy.

Create a home inventory now to protect your personal belongings and ensure you’ll receive proper reimbursement should your valuables be lost or stolen.

While the concepts are similar, landlord insurance and homeowners insurance protect different elements of the costs associated with property damage.

Wildfires can quickly rip through neighborhoods and destroy homes. Luckily, the answer to the question “Does homeowners insurance cover wildfires?” is usually yes.

Finding water entering your home in a place where it shouldn’t can cause a stomach-twisting moment; your homeowners insurance may or may not be able to help.

Homeowners insurance may cover tree removal, but it has to fit under very specific circumstances depending on how the tree was damaged and what sort of damage the tree caused.

So, you’ve finally hired a contractor for your home renovation. You’ve done your homework, checked references, and even have a written contract. You think you’re ready to take it easy now and just leave everything up to the contractor. Well, think again! Even the most reputable contractors may not remember to warn you of the possible pitfalls of the remodeling process, and an unscrupulous contractor might deliberately conceal them as a way to pad their bill at the end. Prepare yourself for your next big project by taking a look at a few things that your contractor may not be telling you.

From accidents to severe weather, condo insurance often covers many perils, including certain types of water damage. But homeowners might wonder, “Can Florida condo insurance exclude water damage?” In some cases, yes.

The growing trend could affect more than just California residents.

Homeowners insurance protects against damage and destruction from covered perils, but how much is homeowners insurance? The cost ranges from $378 to $3,593 per year, averaging $1,383.