Home Insurance

Landlord insurance covers damage to the rental building, certain personal possessions, liability, and loss of income. But there are some things it does not typically cover.

Accidents and illness can send veterinary costs through the roof for pet owners. Pet insurance for dogs and cats can be a great choice to protect pet owners’ finances—depending on the circumstances.

Haggling over prices is a time-honored tradition in many countries, but American consumers aren’t particularly keen on negotiating. According to a 2013 survey by Consumer Reports, only 48 percent of buyers bargained on goods and services over the previous three years—although the same report found that 89 percent of the hagglers had at least one success. Indeed, consumers who challenged furniture and health care charges saved an average of $300, those who haggled over appliances or personal electronics saved an average of $200, and people who negotiated on jewelry prices saved an average of $150. Are you inspired to test your haggling skills? Here are 10 items you never knew were negotiable.

When does homeowners insurance cover frozen pipes? Most homeowners insurance policies cover water damage from a frozen pipe that bursts, but exclusions for negligence apply.

Renters insurance provides coverage for a tenant’s personal property, but there’s more to it than that. Here’s how to determine how much renters insurance you need.

Homeowners can use these tips to learn how to get home insurance to pay for air conditioner costs.

Choosing between two of the most well-known insurance companies can be a difficult task. This Allstate vs. State Farm homeowners insurance analysis breaks down the differences between these providers to help homeowners decide on the right coverage for their needs.

Q: I’ve recently noticed some cracks in the foundation of my home. I’m worried they’ll need expensive repairs, but I’m not sure if my homeowners policy covers the damage. Does homeowners insurance cover foundation issues?

Does homeowners insurance cover fire damage? Homeowners insurance can cover fire damage, insuring the structure itself and the homeowner’s personal possessions.

Since the Golden State frequently experiences seismic activity, residents may want to know the cost of earthquake insurance in California. Policyholders can expect to pay an average annual rate of $3.54 per thousand dollars of coverage.